When it comes to your health insurance, Open Enrollment is the most important time of the year. This is the time that you’ll be able to change your plan, or enroll in a new one that better suits your needs and saves you money. It’s imperative that you know when the Open Enrollment Period (OEP) starts and how long it lasts so that you don’t miss out! If you do miss the OEP, you may have to wait an entire year in order to make changes, that is unless you qualify for a Special Enrollment Period (SEP). With all that being said, it’s super important to act before the deadline and avoid waiting until the last minute. To help you on this endeavor, we’ve outlined the key OEP dates for every state, to ensure you have ample time to get enrolled!
The 2025 OEP begins November 1st, 2024 in most states, and since changes to the OEP last year, it generally runs through January 15th in most states. Some states, though, have extended their OEP a little longer. Take a look at the following so you know when your state’s OEP begins and when it ends.
States With January 15th Deadlines
Alabama
There are currently 33 states that have a January 15 deadline for the health insurance OEP.
Alaska
Arizona
Arkansas
Delaware
Florida
Georgia
Hawaii
Illinois
Indiana
Iowa
Kansas
Louisiana
Michigan
Mississippi
Missouri
Montana
Nebraska
New Hampshire
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
South Carolina
South Dakota
Tennessee
Texas
Utah
Virginia
West Virginia
Wisconsin
Wyoming
States with Different OEP Dates
Some states with their own ACA exchanges have different date ranges for the 2025 Open Enrollment Period. The chart below shows the State Enrollment Period (SEP) and OEP dates for these states; other states have not yet announced their dates (these are also listed below).
State
State Open Enrollment Period for 2025 Plans
California
November 1, 2024 – January 31, 2025
Colorado
November 1, 2024 – January 15, 2025
Connecticut
November 1, 2024 – January 15, 2025
Idaho
October 15, 2024 – December 15, 2025
Kentucky
November 1, 2024 – January 15, 2025
Maine
November 1, 2024 – January 15, 2025
Maryland
November 1, 2024 – January 15, 2025
Massachusetts
November 1, 2024 – January 23, 2025
Minnesota
November 1, 2024 – January 15, 2025
Nevada
November 1, 2024 – January 15, 2025
New Jersey
November 1, 2024 – January 31, 2025
New Mexico
November 1, 2024 – January 15, 2025
New York
November 16, 2024 – January 31, 2025
Pennsylvania
November 1, 2024 – January 15, 2025
Rhode Island
November 1, 2024 – January 31, 2025
Vermont
November 1, 2024 – January 15, 2025
Washington DC
November 1, 2024 – January 31, 2025
Washington
November 1, 2024 – January 15, 2025
Looking For Affordable Health Insurance?
The health insurance 2025 Open Enrollment Period is open from November 1 until January 15 (depending on your state), so now is the perfect time to reconsider getting a health insurance plan, or looking into your current one and making sure it’s got you covered. And if your plan doesn’t cover everything you need it to, it’s time to find a plan that does, so you can save as much money as possible.
If you’re shopping for a plan, your best bet is to speak to a licensed EZ agent. Our agents work with the top-rated insurance companies in the nation, so we can compare plans in minutes. We will not only find a plan that has all the benefits you’re looking for, but we will also make sure the plan meets your financial needs. To get free instant quotes, simply enter your zip code in the bar above, or to speak to a local agent, call 888-694-0047. No obligation.
