Health insurance can be quite expensive, leaving individuals and families stressed due to medical costs. Over the years, health insurance rates have been slowly increasing, and this year is unfortunately no different. An analysis by the Penn Wharton Budget Model projects that premiums will rise a whopping 90% over the next 40 years. Just because rates are increasing does not mean that you can’t find a plan that provides just what you need within your budget.
So why exactly have rates been going up? There are a number of factors.
An Aging Population
Our country has a rapidly aging population. People are living much longer than they used to, which means there are more older adults putting a strain on the healthcare system. This means higher costs for everyone who is looking to buy insurance or receive medical services.
Chronic Illnesses
Diabetes, heart disease, and other chronic illnesses are responsible for most health care spending. A study published in 2019 by the Journal of the American Medical Association (JAMA), found that the cost of treatment for diabetes alone has risen by $64.4 billion between 1995-2015. About $44.4 billion of that increase was due solely to the rising cost of diabetes medications.With all of the rising costs, some people managing diseases may avoid going to the doctor out of fear of the large bill that will follow their visit. Not seeking treatment will only serve to worsen the condition; when the person finally seeks treatment, it will likely cost even more.
Affordable Plans Do Exist
Even though health insurance costs are on the rise every year, it does not mean that you cannot find an affordable plan that provides the coverage you need. Moreover, it is better to get a plan before an accident happens, or a chronic condition develops or worsens.
EZ provides you with easy, instant, accurate quotes with no strings attached. Your own personal advisor will provide you with instant quotes and a comparison of all the other top plans available. That’s right! Gone are the days of dealing with multiple agents, because EZ will provide you with your own personal agent who is specialized and licensed in your area. You personal agent will:
- Compare plans to find the one that fits your needs.
- Help you negotiate with insurance companies to get the best health insurance rates.
- Assist you through the health plan enrollment process.
- Offer you support in the future with any health care issues you might encounter.
Not only will you save time and money, you won’t have to pay us a cent for our services. We have the technology and network to reduce hours of time spent comparing plans to seconds. When you visit our site, you’ll leave with complete details and comparisons from dozens of plans available to you. These come from our team of experts, who filter all the insurance plans to find the most suitable to your health needs and budget.
Don’t waste any more time missing out on savings! To get your instant quotes, enter your zip code in the bar above, or to speak to an agent, call 888-350-1890. Once you speak to your own personal agent, they will go over all plans, prices, and even sign you up – for free!