As a small business owner, you care about your employees' success, as well as their wellbeing and their safety in the workplace. With that said, even the most conscientious employers have to face the fact that mishaps can and will occur even in the safest of workplaces. Accidents are inevitable in any workplace. So, it's…
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Workers’ Comp vs. Occupational Accident Insurance
One of the most important concerns for both workers and businesses is the health and safety of their workforce. Workers' compensation insurance and occupational accident insurance are two important insurance policies. They each come into play when it comes to the protection and safety of the workplace. In spite of the fact that both…
Am I Required To Have Workers’ Compensation Insurance?
Your small business can benefit from many different kinds of commercial insurance, including policies like general liability, commercial property, and small group health coverage. One of the most important policies to add to that list is workers’ compensation insurance. With this type of policy, small business owners can protect their employees and themselves…
Do I Need Workers’ Compensation Insurance If I Have 1099 Contractors?
Workers’ compensation insurance is a key part of most companies' risk management plans. Workers compensation coverage pays for lost wages and medical expenses when someone is injured on the jobsite. Most states require all businesses to have workers’ compensation insurance of some sort. But does the same rule apply to 1099 workers? 1099…