The Open Enrollment Period is almost over: you only have until January 15 to purchase or change your plan! With that being said, though, some states have chosen to extend their deadline; they can do this because, under the Affordable Care Act (ACA), each state can run its own health insurance exchange, or Marketplace, in…
4 Reasons You NEED to Pay Attention to ACA Open Enrollment This Year
The past couple of years have been unpredictable to say the least, bringing hundreds of thousands of hospitalizations and deaths due to Covid-19, as well as job losses and financial struggles to many. Because of all of this, it is more important now than ever to make sure you and your family are insured. Now…
Can You Be Denied Coverage During the Open Enrollment Period?
The ACA Open Enrollment Period is the only time of the year when everyone can enroll in a health insurance plan. But can literally anyone enroll, or is there any reason you can be denied coverage during this time? The short answer to this question is no: the whole idea behind the creation of the…
What Happens If I Don’t Do Anything During The Open Enrollment Period?
The ACA Open Enrollment Period only comes around once a year, usually lasting from November 1- December 15, although this year the deadline has been extended to January 15. During this period, you can enroll in a new health insurance plan, or make changes to your current plan. If you’re happy with your current plan,…
Find Out Which Premium Tax Credits You Qualify For This Open Enrollment Period
In case you haven’t heard, earlier this year, President Biden passed the American Rescue Plan Act (ARP), which extended health insurance premium tax credits to more Americans. What this means is that you can now qualify for premium tax credits that you probably couldn’t have before. So, how much can you save exactly? Well, to…
How Will Your Health Insurance Plan Change in 2022?
All health insurance plans change every year: you’ve probably noticed that your prices go up, or that different things are covered from year to year. But sometimes, the rules surrounding health insurance plans also change, as they are set to in 2022. Next year, aside from the newly extended Open Enrollment Period and the Special…
Should You Get A HSA During Open Enrollment?
Do you have a Health Savings Account (HSA)? If not, you could be missing out on some savings. HSA allows you to set aside pre-tax money to help pay for out-of-pocket medical expenses; they are particularly helpful for people with a lot of medical expenses, but they are not compatible with all health insurance plans.…
Health Insurance Open Enrollment FAQ
The Open Enrollment Period for health insurance is a very important time, when you can change or enroll in a health insurance plan for coverage beginning the following year. It runs from November 1 to December 15, and is the only time during the year when you can purchase a plan, unless you qualify for…
Biden Administration Extends ACA Open Enrollment Period!
The Biden Administration is doing all it can to encourage Americans to sign up for health insurance, including extending enrollment periods and subsidies. And now, because the Covid Special Enrollment Period that ended in August was so successful (3 million Americans signed up for health insurance during that time!) President Biden has decided to extend…
How To Switch Plans During The Open Enrollment Period
Not happy with your health insurance plan? Looking to make a change during this year’s Open Enrollment Period? Well, now is the time to make the switch to a plan that better suits your needs - you only have from November 1st to December 15th to do so! But we get it, health insurance can…
If You Missed The Covid Special Enrollment Period, You’ve Got Another Chance To Sign Up!
Life can get pretty hectic, so it’s totally understandable if you missed out on the Covid-19 Special Enrollment Period, which ran from February to August of this year, and allowed Americans to sign up for health insurance outside of the usual Open Enrollment Period. But if you’re kicking yourself for not changing your plan or…
The Complete Guide to Open Enrollment for Employers
It’s here! Open Enrollment for your group health insurance plan has come around again, running from November 1 - December 15. Now is the time when you can choose new benefits, or review and change existing health insurance benefits for your employees, and we get it: this time of year can be hectic and stressful,…
What Information Will You Need in Order To Enroll in a Health Insurance Plan for 2022?
The Health Insurance Open Enrollment Period, or ACA Open Enrollment Period, begins on November 1st and runs through December 15 in most states, or through January in a select number of states. You can change your healthcare plan during this time, or if you don’t have health insurance, this is the time of year to…
2021 Special Enrollment Period Is Almost Over! Look Into A Plan Now!
The Open Enrollment Period for purchasing health insurance on the Affordable Care Act (ACA) Marketplace is usually only from November 1 - December 15, unless you experience a qualifying life event. But this year, in the midst of the Covid-19 pandemic, the Biden Administration opened up a Special Enrollment Period so Americans would have the…
Covid-Related Health Insurance Special Enrollment Extended!
President Biden, in his first weeks in office, implemented some major policies meant to offer relief during the coronavirus pandemic. One of the things he did was open a COVID-related Special Enrollment Period that is allowing Americans to enroll in Marketplace health insurance plans or change their plans without experiencing a qualifying life event. The…
Individual State Health Insurance Taxes To Watch Out For
It’s tax time again! In addition to the federal and state taxes you are required to pay, this year you might find yourself getting hit with a tax penalty for not having health insurance. But how? After all, after multiple court battles, the health insurance mandate penalty, also known as the individual mandate penalty, was…
COVID Special Health Insurance Enrollment Period Now Open Through May
Many Americans have lost their jobs, have had to change jobs, and are simply struggling financially because of the coronavirus pandemic. Some have lost their health insurance or are now underinsured. In an effort to help, President Biden issued an Executive Order on January 28 that will provide a COVID-related Special Enrollment Period (SEP) beginning…
Open Enrollment For New Yorkers Extended Until March 31
The coronavirus pandemic has not only created hardship for many Americans, but it has also created a greater need for access to affordable healthcare. The governor of New York, Andrew Cuomo, is showing that he sympathizes, announcing on January 21 that the Open Enrollment Period for applying for health insurance in the state’s Marketplace has…