Category: Medicare Supplement

When dealing with an illness or disability that leads to the assistance of durable medical equipment such as an adjustable bed. Questions come up, mainly how much they are, and if the costs of these beds are covered by Medicare Insurance. [caption id="attachment_4580" align="alignright" width="281"] Adjustable beds will be covered under Medicare if they are…

Medical life alert systems were created to help older adults in the unfortunate event of a fall, or a medical emergency. Generally, these alert devices are worn around the neck or on the wrist, so that seniors can have easy access to help 24/7. This can be life saving in dire situations. So how much…

Medicare normally kicks in when you turn 65. You can enroll 3 months before you turn 65, the month you turn 65, and three months after the month you turn 65. While it is mandatory to enroll when you turn 65, you do have the option to opt out and push your enrollment into the…

The federal government designed a tool to help seniors navigate through all their possible Medicare choices. This was created for them to be able to choose their best option. There have been some bugs that needed to be fixed, so the Centers for Medicare and Medicaid Services, CMS, updated the Medicare Plan Finder tool in…

Medicare is a federal health insurance program for people who are 65 and older. Medicare works within a network of doctors to provide beneficiaries, like yourself, with proper care. However, sometimes people will abuse their power and take advantage of the program. When this happens, it is considered Medicare fraud, or Medicare abuse. This is…

Big changes are coming for Medicare next year, affecting your coverage and wallet. Medicare Supplement plans C and F will disappear. Part B premiums and deductibles will rise.  And for the first time since 2010, Medicare is changing the surcharges on high-income beneficiaries. Make sure you aware of all the changes ahead so you can…

There was confusion and misinformation regarding the 3-day rule for skilled nursing facility coverage. In order to get the 100 days of skilled nursing coverage from Medicare, the mandate states a beneficiary must spend at least 3 days in the hospital as an inpatient. However, doctors and hospitals can admit elderly patients on an “observation…

It is more common for retired seniors to work. Almost 27% of people aged 65-74 are in the workforce, and the projected stats are rising. Some seek extra money, while others do it to pass the time. When you turn 65, you are enrolled in Medicare Parts A and B. If you decide to go…

After retirement, some seniors decide to embark on a new challenge: moving. You may want to relocate to a warmer place that is more “senior friendly.” A lot goes into planning when moving, and it can be quite chaotic. One major need is your Medicare coverage. You must notify your Medicare plan providers that you…

Medical underwriting is a process when a private insurance company reviews your medical history to determine whether they will provide you with coverage, how much to charge you, and whether to set a waiting period before coverage begins. If you have a lot of medical issues, you may have to pay more for coverage or…

Many seniors think that they have to collect their Social Security benefits in order to enroll in Medicare. While yes, Medicare and Social Security go hand in hand in some ways, it does not necessarily mean you have to collect your SS benefits quite yet. They are separate. A person is able to collect Social…

Many Medicare beneficiaries confuse a yearly physical with a yearly wellness exam. Medicare WILL cover an annual wellness visit, but WILL NOT cover an annual physical. If you do not clarify exactly which exam you are receiving, you will end up with an unexpected hefty bill. So what is the difference exactly? An annual physical…

Imagine walking up to the pharmacy and hearing that your medication is no longer covered by Medicare, followed by the price of the drug. This happens often, and it can be overwhelming. Fortunately, there is something that can help: transition refills. A transition refill is a one-time, 30 day supply of the drug that Medicare…

Now that you have retired, you are probably sitting around wondering what you should do with all of your free time. Save up some money, and go travel! Traveling has so many positive health benefits that promote social, mental, and physical well being. It’s a large world out there, go explore it! First, here are…

Just when you think that you are aware of all the scams going around and feel educated and safe, another one is created. Unfortunately, scammers never stop trying to take your money and get your information. Just recently a new scam has surfaced with the promise of a free back, neck, or knee brace. While…

It has always been said that being around kids keeps you young, and this theory applies to seniors as well. Seniors who babysit, or are around their grandchildren often live up to 5 years longer than seniors who do not. Research analyzed over a 20 year period concluded that out of 500 seniors 70 years…

Hearing that someone you love is diagnosed with Alzheimer’s can be devastating. It is not only tough for the person going through it, it is also tough for the entire family. Over 16 million people in the U.S. care for someone that has Alzheimer’s. Watching someone you love slowly forget who you are and the…

With the weather getting worse during the winter months, you end up getting stuck inside your home a lot. Being cooped up indoors for a long time can drive anyone crazy, and for some cause seasonal affective disorder. Seasonal affective disorder is when you get depressed during the change of seasons, typically begins fall and…