Category: Life Insurance

Having high blood pressure, or hypertension, is so common these days that you probably know at least one person who has it. It’s such a common medical condition that it affects around half of all adults in the United States. One of the reasons that hypertension seems so common now is that the American Heart…

Did you know that 1 in 26 Americans will develop epilepsy during their lifetime? This condition can have a big effect on your life - it can even affect your life insurance policy. Like any medical condition, epilepsy can make getting a life insurance policy a little more complicated, because life insurance companies will flag…

Life insurance is one of those things that you might think about from time to time, but put off purchasing, which could mean higher rates when you do decide to purchase a policy. Or maybe you have a policy through work, which will be terminated once you’re no longer working, or minimal, temporary coverage with…

Purchasing insurance requires giving a lot of personal information to insurers, and scammers know this: they will try to get you to purchase a policy just so they can get your private and sensitive information. The last thing anyone wants to deal with is a scammer. Between the constant scam call, texts, and emails that…

What do you think about when you hear “life insurance”? You probably think about purchasing a policy so you can make sure that your spouse, children, or other loved ones can be financially secure after you are gone. But maybe you have another idea of who you’d like your life insurance money to take care…

If you’re searching for a life insurance policy, you probably have a checklist of what you want in a policy, such as affordability and adequate coverage. But have you thought about who you will name as your beneficiary or beneficiaries? You want to make sure that you designate the right person/people as your beneficiaries so…

Generally, when businesses collect information about your shopping habits, they are trying to better understand what customers want, and to find ways to improve their products. Insurance companies are no different, and with so many of us shopping for insurance online, insurers are also collecting data so they can improve their products, offer different products,…

Choosing a life insurance plan is not an easy task. You need to make sure that you review all of your options and choose the policy that best meets your and your family’s needs - and there are so many different kinds of policies to choose from that comparing them can take a lot of…

These days, millions of Americans are finding it difficult to pay their bills and keep up with the rising cost of living, so they have no choice but to file for bankruptcy. You might have found yourself in this situation, meaning you’ve had to deal with the many ways that filing for bankruptcy can affect…

It is no secret that, on average, women live longer than men do. In fact, women's life spans are almost 8%  longer on average than men's life spans. So does this make a difference when it comes to buying life insurance? In general, yes: life insurance companies know these stats, and typically view men as…

A diagnosis of Alzheimer's disease or another type of dementia can be devastating for you and your family. It can be scary, and you might also be worried about the financial impact of the disease. Expenses can include nursing homes, assisted living, or even hospice care as the disease progresses, which could end up being…

Have you ever heard of hybrid life insurance? If you haven’t, you’re not alone. But this type of policy can be very useful, and it’s growing in popularity. Essentially, hybrid life insurance combines both long-term care insurance and life insurance into one policy, meaning you’ll get unique benefits for you and your family as you…

When it comes to life insurance rates, your health plays a big role: the unhealthier you are, the more you will have to pay in premiums. That means having chronic conditions like diabetes could lead to higher rates, but the good news is that this condition no longer means being denied life insurance, and it…

Doesn’t it feel like it happens all the time? When you need a document or other important thing, it’s nowhere to be found. This scenario could easily happen with a loved one’s life insurance policy, and if it does, you might panic - but there’s no need to worry. You and your family will not…

If you are wondering how long it takes for a life insurance company to pay out life insurance benefits, you should know that there are a variety of factors that determine this. How long it takes to receive the payout depends on how the policy is structured, and how long it takes the insurer to…

Life insurance is usually pretty inexpensive, especially if you buy it when you are younger and healthier. It’s also a worthwhile expense: having a policy will provide a financial safety net for your family. And, in general, you will know exactly how much you need to budget for, since most life insurance policies will remain…

The time has finally come: you and your spouse can enjoy having the house to yourselves, and it feels like you’re starting a new chapter of your life. It can be a bit sad seeing your children leave home, but you might also be happy that you don’t have the responsibilities you once had. But…

As a parent, talking about life insurance with your children can be tough. The last thing that you want to talk about with your children is death: no parent or child wants to think about what their lives would be like without each other. But it is important to prepare them financially for the future…