Category: Health Insurance

Do you have a Health Savings Account (HSA)? If not, you could be missing out on some savings. HSA allows you to set aside pre-tax money to help pay for out-of-pocket medical expenses; they are particularly helpful for people with a lot of medical expenses, but they are not compatible with all health insurance plans.…

Health insurance is just one of those things you need in life - after all, you want to stay as healthy as possible, without going broke.  Let’s face it: going to the doctor can be pricey, and let’s not even get into how much it would cost if you had an emergency without having health…

The Open Enrollment Period for health insurance is a very important time, when you can change or enroll in a health insurance plan for coverage beginning the following year. It runs from November 1 to December 15, and is the only time during the year when you can purchase a plan, unless you qualify for…

The Biden Administration is doing all it can to encourage Americans to sign up for health insurance, including extending enrollment periods and subsidies. And now, because the Covid Special Enrollment Period that ended in August was so successful (3 million Americans signed up for health insurance during that time!) President Biden has decided to extend…

Not happy with your health insurance plan? Looking to make a change during this year’s Open Enrollment Period? Well, now is the time to make the switch to a plan that better suits your needs - you only have from November 1st to December 15th to do so! But we get it, health insurance can…

If you have had a medical emergency, are dealing with a major health issue, or if you have a family member that needs medical attention, your medical bills are most likely piling up. And, unfortunately, accrued medical bills often lead to medical debt, which is something that many Americans are all too familiar with. In…

Life can get pretty hectic, so it’s totally understandable if you missed out on the Covid-19 Special Enrollment Period, which ran from February to August of this year, and allowed Americans to sign up for health insurance outside of the usual Open Enrollment Period. But if you’re kicking yourself for not changing your plan or…

The Health Insurance Open Enrollment Period, or ACA Open Enrollment Period, begins on November 1st and runs through December 15 in most states, or through January in a select number of states. You can change your healthcare plan during this time, or if you don’t have health insurance, this is the time of year to…

The pandemic forced many schools to close down in 2020, meaning many children spent the rest of the 2019-2020 school year and most, if not all, of the 2020-2021 school year learning online. It was not an easy transition for many children or for their parents, with reports from KFF Vaccine Monitor reporting that around…

Did you know that dyslexia is the most common learning disability in the United States? Approximately 1 in 5 people are dyslexic, and although it is considered a learning disability, being diagnosed with it does not mean you are not intelligent: in fact, studies show that people with dyslexia are often more creative and actually…

Hypnosis dates back to at least the 18th century, when it was used to induce dreams and get to the root of a problem. Nowadays, many people swear by it as a way to help battle obesity, quit smoking, fight phobias, and find relief from other conditions. So have you ever considered hypnotherapy, and have…

According to the Centers for Disease Control and Prevention (CDC), 1 out of every 2,758 babies are born in the U.S. with the birth defect spina bifida. This condition, which develops in a fetus during pregnancy, affects the spine; it is usually identified at birth, although there are different types of spina bifida, one of…

If you are one of the many people who have had dandruff, you know how uncomfortable it is. Those little flakes are not only embarrassing (especially if you’re wearing black!), but dandruff also usually comes with a dry, itchy scalp. But what if your head is itchier than normal? Did you ever consider that those…

While President Biden had a goal of getting 70% of Americans vaccinated by July 4th, the vaccination rate in the U.S. is still only around 60% for those ages 12 and up. That means we are currently unable to reach herd immunity; not only that, but the Delta variant of the virus is spreading rapidly,…

Recent data from insurance company Blue Cross Blue Shield shows that one-third of millennials have health conditions, with around 44% of older Millennials having at least one chronic health condition, putting them on track to be one of the unhealthiest generations in United States history. This means that millennials are shelling out more money in…

More likely than not, you know someone with high cholesterol, or maybe you have been diagnosed with it yourself: roughly 38% of American adults have been diagnosed with this condition - and even more might have it and not know, because there are no symptoms. It is important to get checked and to know your…

The Family and Medical Leave Act (FMLA), a federal law passed in 1993, allows employees to take leave from work for an illness, or to take care of a family member without fear of losing their job. This leave is unpaid, but you will still be able to keep your employer-based health insurance during this…

Although we might have been focused on other illnesses for the past few years, HIV, the virus that can cause AIDS, has by no means been eradicated in the United States. 1.2 million people in the U.S. are living with HIV; around 14% of them are unaware they are infected, and only a little over…