8 questions from in-network doctors to pre-existing conditions can get you the perfect insurance policy. If you want to get exactly what you need, you have to ask the right questions.
Low Deductible Plan Vs. High Deductible Plan
If you’re looking for a health insurance plan, you probably feel like you’ve had a lot of terminology to learn. Especially when it comes to the out-of-pocket costs that you’ll be responsible for with your plan. It’s true that there’s much more to plans than just monthly premiums. You’ll most likely have to think about…
What Is A Catastrophic Health Plan?
Health insurance can seem like a big expense, but the cost of a plan is nothing compared to the cost of a significant medical issue. That means it’s important to have at least some sort of coverage - but what if you’re struggling to find a plan that you can afford? In this case,…
It’s Time To Get Health Insurance
Need to sign up for health insurance? Follow these guidelines to secure the best plan for yourself–and save the most money.
Pregnant Workers Fairness Act Goes Into Effect!
Have you heard the news? After more than a decade of advocacy, The Pregnant Workers Fairness Act went into effect Tuesday, June 28, 2023. This is great news for millions of pregnant and postpartum workers. The law originally passed in December of 2022 and required special accommodations for pregnancy related medical conditions from pregnancy to…
Copay VS Coinsurance: Know The Difference
Health insurance can be confusing. With all the terms like deductibles, premiums, copayments, and coinsurance, some of which people often mistake for each. Those last two - copayments (or copays) and coinsurance - can be particularly problematic when it comes to confusion. Not only that, but many people are not sure when they will be…
Health Insurance Tiers
The Affordable Care Act (ACA) has made it easier for people without access to health insurance through their employers to purchase individual coverage. One of the main ways it has done this is the creation of the Health Insurance Marketplace. Where you can go to compare and shop for plans. These plans are much more…
The 4 Parts of Workers’ Compensation
Learn the 4 parts of worker’s compensation in case something happens at work. Then, you’ll be prepared for when you file a claim.
Everything You Need To Know About Premiums & Deductibles
There are a lot of moving parts involved in health insurance. As well as a lot of terminology to learn in order to understand your plan and its costs. Two of the most important terms to understand are premiums and deductibles. These are the two out-of-pocket expenses associated with your health insurance plan that will end…
How Do Drug Formularies Work?
Prescription drugs are not cheap. The good news is, though, that the Affordable Care Act requires insurance companies to cover them. But the bad news is that your insurance doesn't always fully cover them. In fact, you may have to pay more than half the cost of some of your prescriptions out-of-pocket. So how do you…
Can I Have Two Health Insurance Plans?
Finding one insurance plan that’s right for you can seem like a big task. But in some cases, you might actually be wondering if it’s possible to have two health insurance plans. And the answer is yes: it is possible and legal to have two policies, a primary and secondary health insurance policy. And while…
Is Vision Insurance Worth It?
Have you ever found yourself debating whether or not to purchase vision insurance? With the cost of routine eye exams, prescription eyeglasses, and contact lenses on the rise, it's no wonder many people are wondering if vision insurance is worth the investment. In this blog post, we'll discuss the benefits and help you determine if…
Insurance Coverage for Anorexia Treatment & Eating Disorders
National Eating Disorders Awareness Week is from February 23rd to March 1st, and we feel it’s essential that we shed light on this important topic. After all, according to the National Eating Disorders Association (NEDA), 30 million Americans struggle with eating disorders, such as anorexia, bulimia, and binge eating. This is an overwhelming amount of…
Can You Outgrow ADHD?
It is estimated that around 4 to 5% of U.S. adults are living with attention-deficit/hyperactivity disorder, or ADHD. But, with that being said, it’s thought that many adults who have this condition don’t actually get diagnosed or treated for it, which means there may be more people who have ADHD than we are aware of. …
What You Need to Know about Cervical Health
January is Cervical Health Awareness Month, so it’s time to talk about that dreaded subject: cervical cancer. Did you know that each year more than 14,000 women in the United States are diagnosed with invasive cervical cancer, which only has a 66% five-year survival rate? Yet this disease is actually preventable through vaccination and appropriate…
What Health Insurance Protections Are There for Domestic Abuse Survivors?
On average, nearly 20 people are physically abused by an intimate partner every minute in the United States. This equates to almost 10 million people each year suffering domestic abuse. The sad reality is that many people in this situation feel like there’s no way out. And feel that they can’t manage alone or start…
Missed The OEP? Don’t Worry, You Can Still Get Great Health Insurance!
Life can get hectic, and it’s easy to forget about the little things - or even the big things, like getting health insurance! And if you were one of the people who completely forgot to look into health insurance during the Open Enrollment Period (OEP), you're probably stressing out about what you can do. But…
5 Surprising Facts About Crohn’s Disease
Crohn’s disease is one of many inflammatory bowel diseases. It affects around 3 million people from children to adults in America. Its symptoms affect your gastrointestinal (GI) tract and commonly cause severe diarrhea. While there is no cure for Crohn’s yet, it can be managed effectively. Living with Crohn’s can be difficult and sometimes…