Category: Health Insurance

If you’re having eye problems, you may wonder, is an ophthalmologist covered by my medical insurance or do I need vision insurance? In short, most ophthalmologists accept both medical and vision insurance, depending on the type of services you need. Vision insurance covers your optical needs, such as annual eye exams, eyeglasses, and contact lenses.…

Want to spend less on health insurance? You’re not alone! Most of us feel like health care costs go up every year, making it harder and harder to save money. Health insurance is the most expensive part of healthcare for nearly everyone, but if you think that the cost of health insurance is a reason…

Everyone needs health insurance to cover them in case of an emergency or unexpected illnesses. It’s also best to have health insurance for things like checkups and medications that keep you from getting sick in the first place. Unfortunately, there are so many choices in health plans that it can be hard to figure out…

Most of the time, doctors and other health care workers see their patients in person at a place like a doctor's office, clinic, or hospital. However, doctors and nurses can now diagnose, treat, and keep an eye on their patients' care online. Thanks to computers, smartphones, and other new digital technologies. Using technology, telehealth is…

In the last few years mental illness has steadily become a topic of conversation for many people. We’re seeing people take their mental health more seriously. It’s important to take care of your mental health. In fact, it's just as important as your physical health. Insurers haven't always seen it this way, though. In the…

Many people do not see the importance in scheduling an annual physical, especially if they’re in good health. However, regular exams are essential to your continued health no matter what age you are. These exams allow your doctors to monitor your health, make necessary adjustments to your medications, and prevent serious health conditions from developing…

Oral hygiene is actually considered preventative care, just like annual physicals and routine blood work. If you take good care of your teeth and gums, you can stop dental health problems like cavities, gum disease, and even bad breath. Not to mention it helps stop other health issues as well. Oral health is also related…

A cost-sharing reduction is a discount that reduces your deductibles, copayments, and coinsurance. They help reduce your out-of-pocket health care costs. Individuals qualify for health insurance coverage through the ACA Health Insurance Marketplace. Approved individuals receive discounts to assist with their deductibles, copayments (copays), and coinsurance, and to reduce their maximum out-of-pocket expenses for covered…

The average size of a woman’s breasts in the United States has steadily increased over the past five decades, from a 34B in 1983 to a whopping 34DD in 2023. And that’s just the average; bra sizes go all the way to H. While a larger cup size can be appealing to many, it can…

Because of the constant yearly rise of health services and health insurance premiums, healthcare has become a large portion of everyone’s personal budget. However, as these costs have increased over the last few decades, medical savings accounts have come into play to help offset them. There are a few different accounts you can choose from…

If you’ve missed the health insurance Open Enrollment Period (OEP), or if you have had a sudden lapse in your insurance coverage, you might be stressing over how to get covered. But don’t worry, you still have options! One of your best options will be a short-term health insurance plan. These plans tend to be…

Blue Cross Blue Shield (BCBS) companies have been around since 1929, and their members have benefited greatly from their healthcare coverage. BCBS provides its members with individualized healthcare plans based on the specific requirements of their neighborhoods in each and every one of their service areas. By partnering with local clinics and hospitals, they are…

If you remember the passage of the Affordable Care Act (or ACA, also commonly known as Obamacare), you probably remember that it was a bit controversial at the time. One of the reasons it was controversial was that it included a health insurance mandate. Meaning that is was mandatory to ++enroll in an insurance plan…

Avoiding surprise medical bills is easy once you know what to look for. See these tips for keeping those bad surprises at bay.

Getting a large medical bill, or multiple bills can easily result in some serious debt. Healthcare services aren’t cheap, and if you don’t pay them off in time, you risk losing your assets, having poor credit, and possibly having to file for bankruptcy. In fact, medical debt is currently the leading cause of bankruptcy in…

Insurance is easier with a little advice. If you want to meet your deductible faster, learn our tips and trick here.

So, you’ve decided it’s time to cut ties with your health insurance plan, but can you cancel your policy? The answer is both yes and no. You can cancel your health insurance, but if you do it at the wrong time or without a backup plan ready to go you could face fines or massive…

It’s hard to choose between a PPO and and HMO, but we have some facts here that should make all the difference in deciding.