Category: Health Insurance

If you are unhappy with your current health insurance policy, then it might be time to shop for a different plan. But can you purchase a new plan at any time? Yes, and no. For marketplace plans, once the open enrollment period (November 10 to December 15) is over, you generally cannot get a new…

https://youtu.be/WoDIdoOSWx0 Having health insurance is the best way to help keep healthcare costs manageable. When you are signed up for a health insurance plan, you have the peace of knowing that you are covered for many medical services. However, there are some cases when you may not be covered, and you may have to pay…

2020 will bring more health insurance options for people in counties that have previously had few choices. This fall open enrollment period, people shopping in the ACA Marketplace will find about 60% of insurers adding more plans. This is great news for people who have had limited options, especially those who only had plans from…

Got cabin fever? Bored being stuck with your family all day? We get it, but being quarantined with kids does not mean you have to suffer. While it can be challenging to find things to do around the house, there are some activities you can do both indoors and outdoors to keep your kids (and…

The cost of health care continues to rise every year, making it harder for many people to afford their medical bills. Data collected over the years shows that doctor visits for people under 65 years of age have dropped over 25%. In the years 2008 to 2016, up to 46% of the adults went at…

https://youtu.be/XgFQFasGdHI Some people are unaware  of all the tax deductions available to them, and might be missing out on great tax-savings opportunities. Remember, the more you can deduct, the better your income tax refund check will be. Medical bills can add up to a lot of money spent throughout the year, and are often overlooked…

What comes to mind when you hear the term “cafeteria plan”? Lunch! Well, these plans have nothing to do with what’s on the menu. “Cafeteria plan” is the informal name for Section 125 of the Internal Revenue Code, which allows employers to offer a la carte benefit options to employees. Employees can choose which of…

Protecting Americans and their health is a high priority, especially now during the COVID-19 pandemic. In order to help keep Americans safe, major health insurance providers are waiving copayments and cost-sharing for patients with the coronavirus. These companies (and all other insurance providers) will also not require copays for coronavirus testing thanks to the $2…

Health insurance can be quite expensive, leaving individuals and families stressed due to medical costs. Over the years, health insurance rates have been slowly increasing, and this year  is unfortunately no different. An analysis by the Penn Wharton Budget Model projects that premiums will rise a whopping 90% over the next 40 years. Just because…

https://youtu.be/MtLcBhjk19E Losing a job is not easy. You lose the money that paid your bills, and you lose the health insurance that protected you and your family’s health. But you do not have to go without insurance just because you lost your employer’s group plan. EZ will find you an affordable short-term health insurance plan…

https://youtu.be/tpb2P6osirg Ever work with a company and feel like they are doing the bare minimum? We have been there, which is why EZ.Insure goes out of our way to make sure our customers come first, always. We value your needs before ours, because it is more than just making money. That is why our services…

https://youtu.be/AdiuEzau6rI Nothing is worse than having to constantly search for insurance plans on different sites. All the back and forth is not only time consuming, but it can be frustrating. It can be hard to keep up and make sure you are getting a plan for the budget you have set, with the coverage you…

https://youtu.be/Sf-UH1h32tw Telemarketers. The continuous, pesky monsters that call at all times of the day asking if you are in need of assistance. Generally they start calling right around the time you come across a site that asks you to enter your information so you can receive help. Let’s say for example, health insurance help. So,…

https://youtu.be/tU2SNlpJr8s Insurance is a complex thing. When the time comes to pick the best plan, you want to make sure you know that you chose the one that meets your needs and budget. Doing this alone can lead to misinformation. If you choose to use an agent’s help, it is important to make sure that…

Previously, if Americans did not have health insurance, they would face a penalty, or tax, called the individual mandate penalty. Thanks to the Tax Cuts and Jobs Act, the penalty no longer exists. However, some states still have the ability to penalize people for not having health insurance.  [caption id="attachment_4632" align="alignleft" width="337"] Although the individual…

https://youtu.be/UmCe0ytrmao If you offer health insurance to your employees, it can be costly, but luckily there is a silver lining- the small business health care tax credit! One of the provisions of the Affordable Care Act, ACA, is the Small Employer Health Care Tax Credit which allows certain businesses to save money while offering health…

Group health plan, and group health insurance plan. These two words are used interchangeably, because they are almost the same thing. Almost. There are some key differences between the two. One is actual health insurance, while the other is a blanket term for different kinds of group plans. Knowing the difference will help you can…

Cigna, and small startup insurance company Oscar are teaming to begin offering small business health insurance options that are fully insured. The plans will be branded as Cigna + Oscar, and both companies will share risk equally. The plans are set to begin selling in 2020. [caption id="attachment_4606" align="aligncenter" width="443"] Cigna and Oscar Health link…