Category: Commercial Insurance

We hope it never happens to you, but there might come a time when your business experiences an accident or loss. An unexpected storm could rip through your town and knock a tree onto your building, or a wet floor could send a customer to the hospital. But don’t worry,  that’s why you have your…

There’s a lot to keep on top of when you’re running a small business, especially if that business is growing. Growth is great, right? If you’re not moving forward, you’re just standing still, so embrace all of the changes that come your way. But as your business grows and changes, don’t forget that your insurance…

There are lots of ways to spread the word about your business, from advertising to word of mouth to social media marketing. All of these things help to get your name out there, and tell people that you’re the best in the business. Your potential customers or clients also want to know that they can…

Crisis can hit any small business at any time. Unforeseen circumstances, such as the recent pandemic, can force businesses to temporarily close their doors, leaving their owners wondering how to stay afloat. In cases like this, it is only natural to want to find ways to save money. One of the first things you might…

Owning your own business can be a liability landmine. Just one mistake can mean the end of the business that you’ve invested so much time and money in. The biggest mistake you can make is not having the right commercial insurance coverage. EZ knows you worked hard to start your business, and we want to…

Claims-made. Occurrence policy. Coverage trigger. It can feel like commercial insurance has its own foreign language sometimes. But don’t worry, all of these terms can be broken down into plain English: claims-made and occurrence policies are simply the names for the two basic types of commercial liability policies. The difference between them is how their…

Multiple researchers and weather organizations are predicting a more than usually active hurricane season this year. According to noted forecasters at Colorado State University, we could see 16 named storms, 8 hurricanes, and 4 major hurricanes develop in the Atlantic Ocean during the June 1 - November 30 hurricane season. When you consider that an…

No matter what kind of business you run, cybercrime is always a threat. But there are some very scary statistics surrounding cybercrime attacks in regards to small businesses: according to the 2018 Verizon Data Breach Investigations Report, 58% of cyber attack victims were small businesses. Not only that, but studies show that 60% of small…

Though some  still find it controversial, medical marijuana is now legal in 33 states and the District of Columbia. Doctors may prescribe it for the treatment of (or relief of symptoms of) conditions ranging from multiple sclerosis, to glaucoma, and cancer. It can stimulate appetite and calm patients receiving palliative care. But one of the…

https://youtu.be/luMLucAOgic Every year, the U.S. suffers on average $8-10 billion dollars in damages from freshwater flooding. Massive storms in August 2016 pushed that number to around $15 billion. But what do these numbers mean for individual business owners?  At least 13 million properties in the U.S. lie within flood zones, according to FEMA (Federal Emergency…

“Pandemic” seems to be the word on every one’s lips these days. Recent events, as well as our modern world’s reliance on global travel and trade, have made many think about the risk of illness spreading quickly from country to country. While our first worry is always for the health and well-being of our loved…

https://youtu.be/tpb2P6osirg Ever work with a company and feel like they are doing the bare minimum? We have been there, which is why EZ.Insure goes out of our way to make sure our customers come first, always. We value your needs before ours, because it is more than just making money. That is why our services…

Accidents happen. If an employee gets hurt at work, not only can you lose a lot of money in a lawsuit, but you can lose your business as well. The best way to protect yourself is with a Workers’ Compensation Insurance Plan. This will protect your business in the event of an employee’s injury or…

https://youtu.be/FXWGff0Voao The time has come, and you find yourself in need of a new insurance plan. A sense of anxiety sets in, and you slowly become overwhelmed with researching. When shopping for insurance, it can be hard to find a company that provides you with the best services. This includes providing you with accurate quotes…

You can cancel your insurance policy, but wait before you do. Read up on what will happen here should you cancel at the wrong time.

Negotiating your insurance needs can be a hassle if you don’t know where to start. Here is a great list of tips you can apply to your meetings immediately.

It’s no secret that the internet is changing the way society interacts. This goes from social media affecting our relationships and the way we view each other, to the rising rates of cybercrime on the web.  [caption id="attachment_4329" align="alignright" width="300"] The damage an act of cyber theft can leave on your business is crippling, it…

Need lawsuit protection? A good start is professional liability, but the list of actions you can take go much farther than just insurance.