Category: Commercial Insurance

Learn the 4 parts of worker’s compensation in case something happens at work. Then, you’ll be prepared for when you file a claim.

If you’re a small business owner, there are probably a lot of things that worry you. One of them might be the amount of liability insurance you should have. Since facing a major lawsuit could mean losing everything you've worked for. This, of course, is the worst-case scenario. Since the likelihood of being hit with…

Being the boss means you get perks like getting to do something you are passionate about on a daily basis. And make a living from it. What perk is better than loving going into work every day!  But it also comes with a lot of responsibility. You’re responsible for your entire company. And there are…

There is strength in diversity. That statement holds true for all of society, and it holds true for the business world, as well. Having a workforce that is racially diverse and made up of different genders and orientations makes not only for a more socially interesting place to work, it actually also makes for a…

Just one single lawsuit can damage your business beyond repair, so there’s no doubt that you need liability insurance. But it can be a challenge to figure out what kind of commercial insurance your business needs. Different policies cover different risks and claims; in fact, one of the most common questions from small business owners…

Businesses grow and change all the time, which means that, at some point, you might need to modify your commercial insurance policies. While your policies are contracts, they are not completely set in stone. An insurance endorsement can add, take away, or exclude certain types of coverage. While some endorsements are added by your insurance…

You have probably heard or read about something like this in the news- a large company is hacked, leading to a major data breach. For example, not too long ago, big box store Target was the victim of a hacker, and thousands of customers had their sensitive information exposed. Fortunately for big companies like Target,…

When you own a small business that offers advice or services, there’s always a risk of lawsuits due to errors and omissions. Even if you have done your job to the best of your ability, something can still go wrong. Sometimes customers just aren’t happy with your work, and they could decide to sue your…

Having commercial insurance is important for your business. The right coverage mitigates any financial risks and protects you in case of any unexpected events. To make sure that your business has adequate insurance coverage, you need to review your commercial insurance policies annually, rather than just allowing them to automatically renew. Using a business insurance…

There are lots of ways to spread the word about your business, from advertising to word of mouth to social media marketing. All of these things help to get your name out there, and tell people that you’re the best in the business. Your potential customers or clients also want to know that they can…

You can cancel your insurance policy, but wait before you do. Read up on what will happen here should you cancel at the wrong time.

Are you a new business owner? In this guide, we take a deep look into Professional Liability, and why it matters for your business.

Don’t lose out on money because of a loophole. Find out what theft exclusion is, and how it can make things difficult.

If you’re starting a new business, one of the most important coverages you need is a Business Owner’s Policy. Why? It covers most of your needs and is essential to most company types.

Thinking about going freelance? One benefit is choosing your own type of insurance. Why get freelance commercial insurance? Because you work just as hard as anyone else.

Need a guide on Worker’s Compensation? We have a list of answers to common questions about this insurance type.